AXIS BANK
Personal Loan
Personal Loan
Personal loans from Axis Bank can help you accomplish your plans. Some of the benefits of these loans include minimal documentation and speedy approval.
Axis Bank Personal Loan Details
If you have known anyone who has taken a personal loan, then you’ve probably seen how beneficial these loans can be in securing your financial future. Especially when you are considering whether or not taking up a personal loan is the right thing for you, you should know about all the benefits that the Axis Bank Personal Loan offers. Personal loans from Axis Bank can help you accomplish your plans. Some of the benefits of these loans include minimal documentation and speedy approval. Personal loans from Axis Bank start at an attractive interest rate, and you can get the money within 48 hours.
| Location | PAN INDIA |
|---|---|
| CIBIL Score | 690+ |
| Minimum Salary Per Month | 25000/- Existing Customer & CAT A Employee 35000/- For Other |
| Salary Mode | NEFT,RTGS & COMPANY TRANSFER |
| Applicant Age | 21 Year to 59 Year |
| Loan Amount & Tenure | 1 Lac to 40 Lac (12 Month to 60 Month) |
| Rate of Interest (Type) | 11.15% to 16.25% (Reducing) |
| Processing Fees | 1% - 4% |
| Processing Mode & TAT | Processing: Online TAT: 1 Day to 5 Days |
| Foreclosure Charges | AFTER 12M OWN FUND ABOVE 10 LAC NIL CHARGES//OTHER CASE 2% TO 5% |
| Part Payment Allowed | Yes After 1 Month |
| OD Product | NO |
| Minimum Job Experience | 3 Month |
| Current Employer Business Vintage | 2 Year |
| Whether Co-Applicant Mandatory | No |
| USP | Funding to Defence & Police Employees |
| Negative Profile | 1. NRI Employee 2. Employee whose Salary receive in Cash, UPI & IMPS 3. NGO Employee, Taxi Driver, Real Estate Employee, Bartenders, Security Gaurds ,SPA & Salon Employee, 4th Grade Employee, Jewellers Employee |
Kotak Mahindra Personal Loan Eligibility
- KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
- Last 3 month Salary Slip
- Last 6 month Bank Statement in PDF
- Form 16 of last 2 year
- Rent Agreement if rented or Utility Bill if residence is owned
- Sanction Letter of all current running loan if any
- Office ID Card or Official EMAIL ID if any
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Axis Bank Personal Loan FAQs
AXIS bank personal loan is an unsecured loan that you can get from this bank to help you meet your financial obligations. It can be marriage, travel, shopping, study, etc.
- Check your eligibility for the loan
- Apply for the loan online
- Upload necessary documents
- Get your loan based on the terms in the sanction letter.
- Check your eligibility for the loan
- Apply for the loan online
- Upload necessary documents
- Get your loan based on the terms in the sanction letter.
When you need credit, apply for an AXIS Bank personal loan. The bank then verifies and accepts your unique loan application when you submit it to them. The loan money is then transferred to your bank account. You must reimburse the lender via EMIs for the duration of the loan repayment period after receiving the loan amount.
Axis Bank offers Personal loans from Rs. 1,00,000 to Rs.40,00 40,00,000.
Yes, AXIS Bank will charge you non-refundable processing charges, ranging from 1% to 2% of the loan amount, plus GST as applicable.
An Axis Bank Personal Loan is a way to borrow money from the bank to help pay for things you need or want, like medical expenses, home renovation, travel, or debt consolidation. It is a type of loan that does not require you to give anything as security.
Yes, you can prepay your Axis Bank Personal Loan anytime during the loan tenure without any prepayment charges. However, the bank may levy certain charges if you opt for foreclosure of the loan. It is advisable to check the foreclosure charges before opting for prepayment.